CARTRUVO: TOTAL-LOSS DECISION WORKSHEET
Planning aid. Confirm all amounts and permissions with the insurer, lender and state agency.
VIN / known damage / location / storage contact:
Who owns the vehicle now / who may sign:
Insurer-takes-vehicle settlement / deductible / payoff arrangement:
Owner-retention available? Written conditions:
Retention deduction / resulting settlement:
Title classification / required transfer document / official source:
Dated lender payoff / shortfall funding / lien release:
Storage fees / deadline / collection release:
Separate buyer offer / conditions / pickup deductions:
Retained vehicle sale amount after costs:
Compare compatible outcomes only; do not count the same vehicle twice.
Unresolved questions / next verified contact:
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