CARTRUVO PARENT USED-CAR COMPARISON WORKSHEET Prepared November 8, 2026 Guide: https://cartruvo.com/blog/best-used-cars-for-teens Use one copy of the candidate section per VIN. Keep supporting documents. This is a comparison aid, not a safety certification or insurance quote. Do not let a lower price outweigh unresolved safety or driver-fit concerns. FAMILY BASELINE Parent/teen initials: __________________ Comparison date: _______________ Teen's licensed age/status: ____________ Intended use/mileage: ___________ Budget for purchase, work due and running costs: _________________________ Current annual household premium, same drivers/coverage: _________________ Baseline date and insurer: ______________________________________________ Do not put license numbers, birth dates or addresses on a shared worksheet. Provide private quote information directly to the insurer's secure process. CANDIDATE (COPY FOR EACH VEHICLE) Year/make/model/body/trim: _______________________________________________ VIN: ________________________________ Mileage: _________________________ Seller/listing and contact: _____________________________________________ Price source/date/type (asking, dealer reference or private-party): _______ Asking price: __________ Written complete purchase total: _______________ Tax/registration/charges included? ______________________________________ Title holder/lien and transfer questions: _______________________________ GATE 1: SAFETY AND CONDITION Use SUPPORTED / UNRESOLVED / DOES NOT FIT beside each item. Exact IIHS list entry, year/body and any build-date cutoff: ______________ Certification-label date, if relevant: __________________________________ Actual headlights and driver-assistance equipment verified by: __________ Optional features confirmed (do not infer from trim name): _______________ Repairs, windshield/airbag work, calibration records: ____________________ Modifications or disabled features: _____________________________________ VIN recall lookup/date and manufacturer remedy instructions: ____________ Service invoices and exact maintenance schedule checked: ________________ Independent inspection shop/date/scope and exclusions: __________________ Tires/brakes/steering/suspension and restraint findings: _________________ Quoted work due now and evidence: _______________________________________ Further diagnosis or specialist checks needed: __________________________ Gate result and unresolved issue owner/next step: ________________________ GATE 2: TEEN FIT AND USE Seat/belt adjustment and pedal reach: ___________________________________ Mirrors, sightlines, head restraints and normal controls: ________________ Passengers/bags and intended driving needs: _____________________________ Permitted, insured test-drive observations (legal speeds only): __________ Gate result and unresolved issue owner/next step: ________________________ Never deliberately trigger emergency braking to test a safety system. GATE 3: MATCHED INSURANCE AND COST Insurer / quote reference / date / expiry: _______________________________ Exact VIN, truthful primary driver/use and household verified: __________ Vehicle ownership/title arrangement acceptable to insurer? ______________ Annual mileage, garaging and licensed-driver information supplied securely? ________________________________________________________________________ Bodily injury liability limits: ______ Property damage limit: ___________ Uninsured/underinsured motorist coverage/limits: _________________________ Collision deductible: __________ Comprehensive deductible: ______________ Other coverages/exclusions and lender requirements, if any: ______________ Payment term, installment fees and actual applied discounts: ____________ Total annual HOUSEHOLD premium with this car/teen: _______________________ Same-coverage household baseline from above: ____________________________ Difference (new total minus baseline): __________________________________ Coverage/driver assumptions differ between quotes? Resolve before ranking. Do not enter a published national benchmark as your family's quote. FIRST-YEAR CASH COMPARISON (USE CONSISTENT CATEGORIES) Written purchase total: ________________________________________________ Independent inspection: ________________________________________________ Quoted work due now: ____________________________________________________ Additional annual household insurance, versus matched baseline: _________ Fuel assumption (miles / MPG x price per gallon): ________________________ Other recurring maintenance/ownership costs included: ___________________ Total of listed items: _________________________________________________ Unpriced items and money reserved for uncertainty: ______________________ For financing, compare down payment, scheduled payments and terms separately. Do not count the full price and loan principal payments twice. Gate result and unresolved issue owner/next step: ________________________ SIDE-BY-SIDE DECISION Candidate A / VIN ending: ______ Gates 1/2/3: ___________________________ Candidate B / VIN ending: ______ Gates 1/2/3: ___________________________ Candidate C / VIN ending: ______ Gates 1/2/3: ___________________________ Comparable totals and categories actually included: _____________________ Reason for choice, supporting evidence and remaining conditions: ________ ________________________________________________________________________ FAMILY DRIVING AGREEMENT PROMPTS State licensing agency / official rules checked / date: _________________ Practice and supervision plan: __________________________________________ Passenger/nighttime restrictions and family rules: ______________________ Seat belts / phones / weather / warning-light plan: _____________________ When parent and teen will revisit the agreement: ________________________ Driver assistance does not replace an attentive driver or training.